Penlanco FCU Privacy Policy
| Facts | What does Penlanco Federal Credit Union (Penlanco FCU) do with your personal information? |
|---|---|
| FactsWhy? | What does Penlanco Federal Credit Union (Penlanco FCU) do with your personal information? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| FactsWhat? | What does Penlanco Federal Credit Union (Penlanco FCU) do with your personal information? The types of personal information we collect and share depend on the product or services you have with us. This information can include:
• Social Security number and account balances • Credit history and payment history • Transaction history and overdraft history When you are no longer our member, we continue to share your information as described in this notice. |
| FactsHow? | What does Penlanco Federal Credit Union (Penlanco FCU) do with your personal information? All financial companies need to share members’ personal information to run their everyday business. In the section below, we will list the reasons financial companies can share their members’ personal information, the reasons Penlanco FCU chooses to share, and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Penlanco FCU share? | Can you limit this sharing? |
|---|---|---|
| Reasons we can share your personal information For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus | Does Penlanco FCU share? Yes | Can you limit this sharing?No |
| Reasons we can share your personal information For our marketing purposes – to offer our products and services to you | Does Penlanco FCU share? Yes | Can you limit this sharing?No |
| Reasons we can share your personal information For joint marketing with other financial companies | Does Penlanco FCU share? Yes | Can you limit this sharing?No |
| Reasons we can share your personal information For our affiliates’ everyday business purposes – information about your transactions and experiences | Does Penlanco FCU share? No | Can you limit this sharing?We don’t share |
| Reasons we can share your personal information For our affiliates’ everyday business purposes – information about your creditworthiness | Does Penlanco FCU share? No | Can you limit this sharing?We don’t share |
| Reasons we can share your personal information For nonaffiliates to market to you | Does Penlanco FCU share? No | Can you limit this sharing?We don’t share |
| Questions | QuestionsCall 717-569-9621 or go to www.penlancofcu.com |
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| What we do | |
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| What we do How does Penlanco Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| What we do How does Penlanco Federal Credit Union collect my personal information? | We collect your personal information, for example, when you
• open an account or show your government-issued ID • show us your driver's license or give us your wage statements • make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| What we do Why can’t I limit all sharing? | Federal law gives you the right to limit only
• sharing for affiliates’ everyday business purposes – information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State law and individual companies may give you additional rights to limit sharing. |
| Definitions | |
|---|---|
| Definitions Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Penlanco Federal Credit Union has no affiliates. |
| Definitions Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Penlanco Federal Credit Union does not share with our nonaffiliates so they can market to you. |
| Definitions Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include insurance companies. |